Examples include: fire, theft, hail, glass breakage, vandalism, damage from an animal, flood, earthquakes, riot and civil commotion. While grinding quickly and efficiently removes unwanted surface rust or paint, it leaves a rough surface, which can be further sanded or filled with primer sealer or body putty. Certificate of Financial Responsibility — Depending on the state requirement, this is a form certifying that coverage has been purchased to meet the state's Financial Responsibility laws. Edge-to-Edge Repair — A term denoting a complete panel repair such as a complete fender or door as opposed to a touch-up or spot repair. Collateral — Asset such as a vehicle pledged to a lender until a loan is repaid.
Fair Market Value — The price at which property would change hands between a willing buyer and a willing seller, where both parties have reasonable knowledge of the relevant facts and neither party is under any compulsion to buy or sell. That means repairers must gain a thorough understanding of how these adhesives work and then stick to the recommended application process. Forms of indemnity include cash payments, repairs, replacement and reinstatement. If a body shop estimator, insurance adjuster or your insurance agent uses a term with which you are not familiar, be sure to ask about it. Prior to this time, vehicle bodies were built and bolted to separate steel chassis. No-Fault Insurance — In some states insurance companies are legally required to pay a policyholder's covered losses, regardless of who was responsible for an accident. This web-based subscription service helps maximize productivity and grow your business by efficiently performing service repairs and controlling costs.
New aftermarket, salvage or reconditioned parts used for collision repair may not be warranted by your vehicle manufacturer. By using this site, you acknowledge and agree that, other than downloading or printing a single copy of a particular work for your own personal use, you are expressly prohibited from reproducing, distributing, selling, or displaying any of the works contained within the website in any other manner without the express written permission of General Motors. This is also referred to as a Frame Machine, Frame Rack or simply Rack. Masking — Temporary covering of areas on the vehicle that are not to be painted. Lien holder — A person or organization, such as a bank or leasing company, with a financial interest in property up to the amount of money borrowed or still owed on the property. European Issues: Up to 2 per year If you would like to purchase a collision estimating guide, or receive a quote, please call our Inside Sales team:. Enamel — A paint used as a topcoat over a primer that forms a hard glossy surface.
Vehicle owners have the right to have their vehicle repaired at a shop of their choosing. Conventional pickup trucks are still built in this manner. Both are the most powerful trucks in their segment, allowing owners to haul and tow more. However, many companies will not accept a payment after the date shown on a cancellation notice. Additionally, if you are paying for the work yourself, and are unfamiliar with shops in your area, you may want to seek competitive bids, as collision estimates can vary considerably. By using this site, you acknowledge and agree that, other than downloading or printing a single copy of a particular work for your own personal use, you are expressly prohibited from reproducing, distributing, selling, or displaying any of the works contained within the website in any other manner without the express written permission of General Motors. Three-Coat Color — A topcoat color that consists of three parts—a base coat, a mid coat and a clear coat.
Garage Location — The location where your insured car is parked most of the time. Clear or Clear Coat — A coat of clear material basically paint without the color pigment applied on top of a color coat as a means of protecting the finish, and adding luster and durability. Party First Party, Second Party, Third Party — In an insurance contract, the policyholder and other people specifically named in the policy, such as family members is the first party. This includes the restoration of: a the function of the vehicle and all its systems; b safety, including the ability of the vehicle to withstand a subsequent impact and absorb that impact, and protect the occupants as designed by the manufacturer in the same manner as an undamaged vehicle; c appearance of the vehicle Premium — The amount paid by an insured to an insurance company to obtain or maintain an insurance policy. An adjuster evaluates each claim brought by policyholders or claimants and then recommends payment based on the coverage available under the insurance policy. The insurance company is the second party in the contract. This is usually a lessor or a bank that loaned money to buy a car.
Deductible — The amount of costs you pay after an accident. Gap Insurance — If you are making lease or loan payments and you experience a total loss, there may be a difference gap between the market value of your vehicle and what you still owe on it. The part is reassembled and tested to ensure the part meets the same specifications as the original part. No law requires a consumer to seek more than one bid for collision repair. Warranty — The limited written warranty issued to the purchaser of the vehicle by the manufacturer.
Solvent — A liquid, usually volatile, that is used to reduce paint or primer viscosity. Water-borne paint uses air drying as opposed to standard solvent based paints, which may use heat to facilitate drying. Effective on parts purchased April 1, 2018, and later to the original retail purchaser. Tint and Blend — The process of mixing toners to match the existing paint finish, then blending or overlapping the color into the adjacent panel to avoid color match problems. Repair Authorization — The point at which a consumer authorizes the repair to their vehicle and in some cases contingent upon the insurance company settlement process.
Just over a decade ago, that was the question that perplexed much of the repair industry. Contact seller for limited warranty part details, qualifications, and possible labor coverage. After a loss, your company will review the condition of your car's body, interior, tires and additional equipment. In the vast majority of states, you have the right to have your vehicle repaired at a shop of your own choosing. Claimant — A person who makes an insurance claim. Commuting — Means that you mainly use the car to drive to and from work or school.